Mid Penn Realty

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Mid Penn Market Pulse

How the Central Susquehanna Valley Housing Market Is Moving

The 12 months ending September 30, 2026

$240,000
Median Sale Price
17 Days
Median Days on Market
98.3%
Median Sale-to-List Ratio
2.5 Months
Months of Supply

Across Columbia, Montour, Union and Northumberland Counties, 1,345 homes sold in the twelve months from October 1, 2025 through September 30, 2026, at a median price of $240,000. The median time on the market was 17 days. (Source: FlexMLS, residential closed sales in Columbia, Montour, Union and Northumberland Counties, October 2025 through September 2026, pulled October 2, 2026.) Some September 2026 sales may not be recorded yet, so any figure in this update that includes September 2026 may change. These figures reflect FlexMLS as of October 2, 2026.

Over the twelve months the four counties carried an average of 287 homes for sale a month, which works out to about 2.5 months of supply. (Source: FlexMLS, monthly active listings and closed sales in Columbia, Montour, Union and Northumberland Counties, October 2025 through September 2026, as recorded October 2, 2026.)

What the Original Asking Price Shows

Over the twelve months, 628 of those homes spent two weeks or less on the market, at a median of five days, and 8 of them finished with a list price below where they started. Another 228 sat for ninety days or longer, and 189 of those 228 finished with a list price below where they started. Homes that spent 15 to 89 days on the market fall in neither group, and the counts in each group may change as late September sales are recorded. (Source: FlexMLS, residential closed sales in Columbia, Montour, Union and Northumberland Counties, October 2025 through September 2026, as recorded October 2, 2026.)

Measured against their final asking price, the homes that sat closed at a median of 95.6 percent. Measured against what they originally asked, the median was 86.6 percent.

Getting the first number right is the decision we can help you make, with local closed sales rather than an automated estimate.

Get the Free Central Susquehanna Valley Market Pulse Report

Get current pricing trends, inventory levels, days on market, and local market context for Columbia, Montour, Union and Northumberland Counties.

Data source: FlexMLS, residential closed sales in Columbia, Montour, Union and Northumberland Counties, October 1, 2025 through September 30, 2026. 1,345 closed sales. Twelve listings were excluded as data anomalies. Prior year comparison: 1,368 closed sales, October 1, 2024 through September 30, 2025, after six listings were excluded as data anomalies. These figures cover those four counties only. They do not include Snyder County, which has its own report, and should not be read as figures for any wider area. Inventory and months of supply from FlexMLS monthly active listings, October 2025 through September 2026. Retrieved October 2, 2026.

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Mid Penn Market Pulse

Central Susquehanna Valley Real Estate Market Update

The 12 months ending September 30, 2026

$240,000
Median Sale Price
17 Days
Median Days on Market
98.3%
Median Sale-to-List Ratio
2.5 Months
Months of Supply

Across Columbia, Montour, Union and Northumberland Counties, 1,345 homes sold in the twelve months from October 1, 2025 through September 30, 2026, at a median price of $240,000. The median time on the market was 17 days. (Source: FlexMLS, residential closed sales in Columbia, Montour, Union and Northumberland Counties, October 2025 through September 2026, pulled October 2, 2026.) Some September 2026 sales may not be recorded yet, so any figure in this update that includes September 2026 may change. These figures reflect FlexMLS as of October 2, 2026.

The same twelve months a year earlier produced 1,368 sales at a median of $229,000, so the median sale price rose 4.8 percent. (Source: FlexMLS, residential closed sales in Columbia, Montour, Union and Northumberland Counties, October 2024 through September 2025 compared with October 2025 through September 2026, as recorded October 2, 2026.)

Over the twelve months the four counties carried an average of 287 homes for sale a month, which works out to about 2.5 months of supply. (Source: FlexMLS, monthly active listings and closed sales in Columbia, Montour, Union and Northumberland Counties, October 2025 through September 2026, as recorded October 2, 2026.)

Priced to Sell, or Priced to Sit

Pooling the four counties gives a large sample, and at the fast and slow ends it looks like two different markets. Over the twelve months, 628 homes spent two weeks or less on the market, at a median of five days, and 8 of those 628 finished with a list price below where they started. Another 228 homes sat for ninety days or longer, at a median of 140.5 days, and 189 of those 228 finished with a list price below where they started. Homes that spent 15 to 89 days on the market fall in neither group, and the counts in each group may change as late September sales are recorded. (Source: FlexMLS, residential closed sales in Columbia, Montour, Union and Northumberland Counties, October 2025 through September 2026, as recorded October 2, 2026.)

Measured against their final asking price, the homes that sat closed at a median of 95.6 percent. Measured against what they originally asked, the median was 86.6 percent. About nine points separate those numbers. The first measures against the most recent price. The second measures against the price the seller chose on day one, and that is the comparison a seller is actually making.

A home that has come down in price sells close to its reduced number, so the original-price figure is the one that shows how far below their first asking price those sales finished.

How This Compares to Normal

In the twelve months ending June 2019, these four counties together carried an average of about 691 homes for sale each month. From October 2025 through September 2026 they averaged about 287. (Source: FlexMLS, residential, Columbia, Montour, Union and Northumberland Counties, July 2018 through June 2019 and October 2025 through September 2026, as recorded October 2, 2026.)

Over the same comparison, sales are down about 14 percent, a figure that may change as late September sales are recorded, while the number of homes for sale is down about 58 percent. In these four counties, sales fell far less than the number of homes for sale.

Both periods cover a full twelve months, so the drop is not a seasonal effect. We track it every month and report what we see, including the months when nothing changes.

Get the Free Four County Market Pulse Report

Get current pricing trends, inventory levels, days on market, and local market context for Columbia, Montour, Union and Northumberland Counties.

Data source: FlexMLS, residential closed sales in Columbia, Montour, Union and Northumberland Counties, October 1, 2025 through September 30, 2026. 1,345 closed sales. Twelve listings were excluded as data anomalies. Prior year comparison: 1,368 closed sales, October 1, 2024 through September 30, 2025, after six listings were excluded as data anomalies. These figures cover those four counties only. They do not include Snyder County, which has its own report, and should not be read as figures for any wider area. Inventory and months of supply from FlexMLS monthly active listings, October 2025 through September 2026. Retrieved October 2, 2026.

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